Practical guides on collections, portfolio control and lending for field collectors, shops selling on credit and independent lenders.https://cobrapp.coen-UShttps://cobrapp.co/en/blog/phone-collection-scripthttps://cobrapp.co/en/blog/phone-collection-scriptA ready-to-use phone collection script: 5 templates by arrears level and answers to the most common objections. Download CobrApp free.Mon, 31 Aug 2026 00:00:00 GMTEstrategiascollection scriptcallsnegotiationobjectionspast-due customershttps://cobrapp.co/en/blog/collections-app-mexicohttps://cobrapp.co/en/blog/collections-app-mexicoThe best collections app in Mexico for lenders, savings unions and businesses with a credit book: control, interest and receipts. Download free.Mon, 24 Aug 2026 00:00:00 GMTHerramientasmexicocollections applendersdaily collectionmexican pesoshttps://cobrapp.co/en/blog/store-credit-tabs-controlhttps://cobrapp.co/en/blog/store-credit-tabs-controlHow to control store credit: limits per customer, due dates, collecting without losing customers, and moving from the notebook to an app. Download CobrApp free.Mon, 17 Aug 2026 00:00:00 GMTEstrategiasstore creditcorner storecreditnotebookcontrolhttps://cobrapp.co/en/blog/preventive-collectionshttps://cobrapp.co/en/blog/preventive-collectionsA guide to preventive collections: a contact calendar, reminder templates and the checks to run before you lend. Cut your arrears with CobrApp, free.Mon, 10 Aug 2026 00:00:00 GMTEstrategiaspreventive collectionsarrearsreminderswhatsappportfoliohttps://cobrapp.co/en/blog/debt-collection-letterhttps://cobrapp.co/en/blog/debt-collection-letterReady-to-use debt collection letter templates: reminder and formal demand, what to include and how to send it. Control your arrears with CobrApp.Mon, 03 Aug 2026 00:00:00 GMTEstrategiascollection letterdocumentsarrearstemplateslegalhttps://cobrapp.co/en/blog/loan-amortization-tablehttps://cobrapp.co/en/blog/loan-amortization-tableWhat an amortization table is, how to calculate it step by step and real examples installment by installment. Generate yours free with CobrApp.Mon, 27 Jul 2026 00:00:00 GMTFinanzasamortizationinterestinstallmentsexcelcalculationhttps://cobrapp.co/en/blog/how-to-become-a-money-lenderhttps://cobrapp.co/en/blog/how-to-become-a-money-lenderLearn step by step how to lend money: capital, interest rates, contracts and portfolio control. Start your lending business with CobrApp for free.Tue, 14 Jul 2026 00:00:00 GMTFinanzasmoney lenderstarting outcapitalriskdaily-payment loanhttps://cobrapp.co/en/blog/how-to-organize-collection-routeshttps://cobrapp.co/en/blog/how-to-organize-collection-routesOrganize your collection route by area, time of day and priority so you collect more every day. Make it easy with CobrApp, download it free.Mon, 06 Jul 2026 00:00:00 GMTEstrategiascollection routelogisticscollectorsproductivityhttps://cobrapp.co/en/blog/how-to-track-your-loanshttps://cobrapp.co/en/blog/how-to-track-your-loansLearn to keep track of your loans: what to record, methods for organizing your portfolio and habits that stop you losing money. Make it easy with CobrApp.Mon, 29 Jun 2026 00:00:00 GMTFinanzasloan trackingportfoliopayment recordsinterestapphttps://cobrapp.co/en/blog/collections-software-colombiahttps://cobrapp.co/en/blog/collections-software-colombiaThe best collections software in Colombia: types, key features and how to pick the right option for lenders, daily collectors and small businesses. Compare and start free.Wed, 24 Jun 2026 00:00:00 GMTHerramientascollections softwarecolombiaportfoliodaily collectorspricinghttps://cobrapp.co/en/blog/installment-payments-apphttps://cobrapp.co/en/blog/installment-payments-appHow to record installment payments, calculate outstanding balances automatically and control your part-payment portfolio from your phone with a specialized app.Mon, 08 Jun 2026 00:00:00 GMTHerramientasinstallmentspaymentsbalancescollections apppayment trackinghttps://cobrapp.co/en/blog/microfinance-apphttps://cobrapp.co/en/blog/microfinance-appThe best microfinance app: manage microloans, calculate interest and control your portfolio from your phone. Download CobrApp free.Mon, 01 Jun 2026 00:00:00 GMTHerramientasmicrofinancemicroloansportfolioapplatamhttps://cobrapp.co/en/blog/digital-collectionshttps://cobrapp.co/en/blog/digital-collectionsWhat digital collections is, how it beats the notebook, how to roll it out and the best tools across Latin America. Start free with CobrApp.Fri, 29 May 2026 00:00:00 GMTTecnologíadigital collectionsdigital transformationcollections appofflinelatamhttps://cobrapp.co/en/blog/managing-past-due-portfoliohttps://cobrapp.co/en/blog/managing-past-due-portfolioManage your past-due portfolio with diagnosis, stage-by-stage arrears strategies and digital tools. Recover debt and prevent defaults. Download CobrApp free.Fri, 29 May 2026 00:00:00 GMTEstrategiaspast-due portfolioarrearscollectionsportfolio recoverylendershttps://cobrapp.co/en/blog/collections-app-colombiahttps://cobrapp.co/en/blog/collections-app-colombiaThe leading collections app in Colombia for lenders, daily collectors and small businesses. Manage your portfolio, calculate interest and collect more efficiently. Free for Android and iOS.Mon, 18 May 2026 00:00:00 GMTHerramientascollections appcolombiadaily collectionslendersportfolio managementhttps://cobrapp.co/en/blog/how-to-calculate-daily-interesthttps://cobrapp.co/en/blog/how-to-calculate-daily-interestLearn to calculate daily interest on a loan with clear formulas and real examples. A guide for lenders and daily-collection operators. Automate the math with CobrApp.Mon, 04 May 2026 00:00:00 GMTFinanzasdaily interestinterest calculationdaily collectionmicrocreditlendershttps://cobrapp.co/en/blog/simple-loan-agreementhttps://cobrapp.co/en/blog/simple-loan-agreementDownload a simple loan agreement template and learn the essential legal elements that protect your money when you lend.Mon, 27 Apr 2026 00:00:00 GMTFinanzasloan agreementloan contracttemplatelendersusury ratelegal documentshttps://cobrapp.co/en/blog/whatsapp-collection-remindershttps://cobrapp.co/en/blog/whatsapp-collection-remindersHow to send collection reminders on WhatsApp automatically. Templates, best practices and tools to collect more without calling everyone one by one.Mon, 20 Apr 2026 00:00:00 GMTEstrategiaswhatsapppayment remindersautomated collectionscollection templatesarrearshttps://cobrapp.co/en/blog/app-for-informal-lendershttps://cobrapp.co/en/blog/app-for-informal-lendersAre you an informal lender? Take the first step toward professionalizing and formalizing your business. CobrApp digitizes your daily lending with receipts, transparent interest calculation and cloud backup. Free for Android and iOS.Mon, 13 Apr 2026 00:00:00 GMTHerramientasinformal lendersdaily lendingdaily collectionmicrocreditformalizationhttps://cobrapp.co/en/blog/how-to-collect-from-late-paying-customershttps://cobrapp.co/en/blog/how-to-collect-from-late-paying-customersLearn to collect from late payers with a staged strategy, negotiation techniques and digital tools. Recover your portfolio without losing the customer. Download CobrApp free!Mon, 06 Apr 2026 00:00:00 GMTEstrategiaslate payerscollectionsnegotiationoverdue portfolioremindershttps://cobrapp.co/en/blog/collections-programhttps://cobrapp.co/en/blog/collections-programThe best collections program: control payments, past-due customers, interest and routes. Professional collections software for small businesses and lenders.Sun, 05 Apr 2026 00:00:00 GMTTecnologíacollections programcollections softwarecollectionslenderssmall businesshttps://cobrapp.co/en/blog/free-collections-apphttps://cobrapp.co/en/blog/free-collections-appDownload the most used free collections app in Latin America. Control customers, payments, interest and collection routes without paying anything. Android and iOS.Sun, 05 Apr 2026 00:00:00 GMTHerramientasfree collections appfree plancollectionslendersandroid and ioshttps://cobrapp.co/en/blog/free-collector-app-android-ioshttps://cobrapp.co/en/blog/free-collector-app-android-iosDownload the most complete collector app: collection routes, digital receipts, interest calculation and offline mode. Free for Android and iOS. 250,000 downloads.Sun, 05 Apr 2026 00:00:00 GMTHerramientascollectorcollections appandroidiosfree planreceiptshttps://cobrapp.co/en/blog/5-successful-collection-strategieshttps://cobrapp.co/en/blog/5-successful-collection-strategiesProven segmentation, proactive communication and automation strategies that raise portfolio recovery by up to 60%. A practical guide with the tools to run it.Wed, 11 Mar 2026 00:00:00 GMTEstrategiasstrategiescollectionsportfolioarrearsautomationhttps://cobrapp.co/en/blog/collections-app-efficient-collectionshttps://cobrapp.co/en/blog/collections-app-efficient-collectionsA complete guide to automating your daily collections with a collections app: routes by area, Bluetooth receipts, interest calculation and offline mode. Download free.Wed, 11 Mar 2026 00:00:00 GMTHerramientascollectionscollections appautomationdigital receiptsoffline modehttps://cobrapp.co/en/blog/door-to-door-collector-apphttps://cobrapp.co/en/blog/door-to-door-collector-appCollector app for Android and iOS: routes by area, Bluetooth receipts, daily payment recording and fully offline mode. 250,000 downloads already use it. Download free!Wed, 11 Mar 2026 00:00:00 GMTOperacióncollectorcollectionsdaily collectioncollection routesreceiptsofflinehttps://cobrapp.co/en/blog/smart-collection-strategies-microfinancehttps://cobrapp.co/en/blog/smart-collection-strategies-microfinanceHow smart collections and empathetic communication can transform portfolio recovery, keep good customers and stay on the right side of the law.Wed, 11 Mar 2026 00:00:00 GMTEstrategiassmart collectionsmicrofinancecollection lawswhatsappportfoliolendershttps://cobrapp.co/en/blog/what-is-a-daily-payment-loanhttps://cobrapp.co/en/blog/what-is-a-daily-payment-loanLearn what a daily-payment loan is, how door-to-door daily collection works across Latin America, and how to professionalize the business with technology.Wed, 11 Mar 2026 00:00:00 GMTEducacióndaily-payment loandaily collectionmicrolendinglatin americainformal credithttps://cobrapp.co/en/blog/collections-system-for-small-businesshttps://cobrapp.co/en/blog/collections-system-for-small-businessSee why you need a specialized system to control your collections and leave paper and spreadsheets behind.Thu, 12 Feb 2026 00:00:00 GMTTecnologíacollections systemcollections controllendersdaily collectionmobile apphttps://cobrapp.co/en/blog/legal-documents-for-lendershttps://cobrapp.co/en/blog/legal-documents-for-lendersGet to know the essential documents — promissory notes and loan agreements — you need to protect your loans legally.Tue, 05 Nov 2024 00:00:00 GMTLegalpromissory noteloan agreementdigital signaturelegal documentslendershttps://cobrapp.co/en/blog/loan-interest-calculationhttps://cobrapp.co/en/blog/loan-interest-calculationLearn to calculate simple and compound interest correctly. Avoid the common mistakes that eat into your margin.Fri, 01 Nov 2024 00:00:00 GMTEducacióninterestloanssimple interestcompound interestcalculationshttps://cobrapp.co/en/blog/whatsapp-collection-messageshttps://cobrapp.co/en/blog/whatsapp-collection-messagesCopy and paste: message templates that work for collecting over WhatsApp without being intrusive, and recover more.Mon, 28 Oct 2024 00:00:00 GMTEstrategiaswhatsappcollection templatespayment reminderscollection messagesdigital collectionshttps://cobrapp.co/en/blog/excel-vs-collections-apphttps://cobrapp.co/en/blog/excel-vs-collections-appUsing Excel to collect? It costs you money and time. See why a collections app saves 5+ hours a week, removes errors and gets you paid faster.Fri, 25 Oct 2024 00:00:00 GMTTecnologíaexcelcollections appdigitizationportfolio managementlendershttps://cobrapp.co/en/blog/cash-flow-for-lendershttps://cobrapp.co/en/blog/cash-flow-for-lendersPractical financial strategies to shorten collection days and keep your lending business liquid.Sun, 20 Oct 2024 00:00:00 GMTFinanzascash flowliquidityportfoliofinanceprofitabilityhttps://cobrapp.co/en/blog/collections-automationhttps://cobrapp.co/en/blog/collections-automationAutomation removes manual errors, saves time and makes sure no payment is forgotten. A guide to getting started.Sat, 12 Oct 2024 00:00:00 GMTTecnologíaautomationcollectionsproductivityscalabilitytechnologyhttps://cobrapp.co/en/blog/amicable-debt-recoveryhttps://cobrapp.co/en/blog/amicable-debt-recoveryLearn to collect overdue debt without losing customers. 8 amicable collection strategies that recover the portfolio and keep debtors loyal.Sat, 05 Oct 2024 00:00:00 GMTGestiónamicable collectionsoft collectionlate payersnegotiationloyaltyhttps://cobrapp.co/en/blog/managing-delinquent-customershttps://cobrapp.co/en/blog/managing-delinquent-customersSegmentation, automation and the metrics that reduce arrears and improve portfolio recovery.Tue, 24 Sep 2024 00:00:00 GMTGestióndelinquent customerscollectionsportfoliosegmentationautomationhttps://cobrapp.co/en/blog/mobile-loan-portfolio-managementhttps://cobrapp.co/en/blog/mobile-loan-portfolio-managementSee how to control your whole collections portfolio from a mobile app: customers, payments, interest and reports from your phone.Fri, 20 Sep 2024 00:00:00 GMTGestiónportfoliocollectionsmobile apppaymentsinteresthttps://cobrapp.co/en/blog/real-time-collections-metricshttps://cobrapp.co/en/blog/real-time-collections-metricsTurn data into decisions: know your takings, your arrears and your collectors' performance with live analytics.Wed, 18 Sep 2024 00:00:00 GMTAnalyticsmetricsanalyticsdashboardportfolioarrearshttps://cobrapp.co/en/blog/offline-collections-and-synchttps://cobrapp.co/en/blog/offline-collections-and-syncCollect with no phone signal and sync automatically once you are online. The fully offline collections app for rural and urban areas. Download free.Mon, 16 Sep 2024 00:00:00 GMTProductividadoffline collectionssyncingcollections appproductivitydata securityhttps://cobrapp.co/en/blog/professional-digital-receiptshttps://cobrapp.co/en/blog/professional-digital-receiptsGenerate digital collection receipts in PDF instantly. Print them over Bluetooth or send them on WhatsApp. Cut payment disputes. Try it free.Sat, 14 Sep 2024 00:00:00 GMTHerramientasreceiptspdfwhatsappbluetoothcollectionsdigital signaturehttps://cobrapp.co/en/blog/reduce-loan-delinquencyhttps://cobrapp.co/en/blog/reduce-loan-delinquencyProven digital strategies that cut delinquency by up to 40% and keep your customers paying on time.Thu, 12 Sep 2024 00:00:00 GMTPrevencióndelinquencydigital collectionspayment reminderspreventionrisk analysishttps://cobrapp.co/en/blog/effective-collection-strategieshttps://cobrapp.co/en/blog/effective-collection-strategiesDiscover the best practices for improving your collections process and recovering more of your portfolio.Tue, 10 Sep 2024 00:00:00 GMTEstrategiasstrategycredit policyreminderskpioverdue portfoliohttps://cobrapp.co/en/blog/future-of-digital-paymentshttps://cobrapp.co/en/blog/future-of-digital-paymentsExplore the emerging trends in digital payments and how they could transform your lending business.Sun, 08 Sep 2024 00:00:00 GMTInnovacióndigital paymentsnfcblockchainbiometricstrends