CobrApp does not grant credit or lend money. It is a technology platform for collections management and portfolio control of loans issued by third parties.
Common questions
Frequentlyaskedquestions
How much does collections software cost, and what does CobrApp charge?
Collections software runs anywhere from free to several hundred dollars a month, depending on the vendor and the number of users. CobrApp has a permanent free plan, with no credit card and no trial that runs out: you register customers, collect, print receipts and read your reports without paying anything. The Premium plan is activated inside the app and adds multi-user access, Excel export, advanced reports and priority support, at a price built for an independent collector, not for a bank. Current prices are on cobrapp.co/en/pricing and you can change or cancel whenever you want.
Is there free collections software for small businesses and collectors?
Yes. CobrApp offers the most complete free collections software on the market: a free plan with up to 20 customers, loans at the basic tier, PDF receipts, portfolio control and a daily report, at no cost and with no expiry. For larger operations, the Premium plan adds unlimited customers and loans, customized Bluetooth receipts, multiple collectors with roles and priority support.
Is CobrApp a free collections app for Android and iOS?
Yes. CobrApp is a free collections app on Google Play (Android) and the App Store (iOS). The free plan includes up to 20 customers, loan creation, payment recording, PDF receipts and portfolio lookup — at no cost and with no expiry date. For businesses with more customers or teams of collectors, Premium unlocks unlimited customers, customized Bluetooth receipts, multiple collectors with roles and priority support.
Is there a free collections system, or do you always pay a license?
CobrApp has a genuine free plan, with no trial that expires: you download the app, register your customers, create the loans and work the whole route without paying anything. Most “free” collections systems on the market are really 15- or 30-day demos, or they limit the export of the data you entered yourself. Here the free plan covers an independent collector’s daily work; Premium is only worth paying for when you need several simultaneous users, Excel export, collection routes and advanced portfolio reports. You can start free and move up as the operation grows, without re-entering anything.