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Finance and lending

Lending is a numbers business: how much capital you have on the street, how much interest you are really earning and how much is slipping into arrears. These guides explain the arithmetic with formulas you can redo, not with promises.

6 articles

Articles in Finance and lending

  1. Loan Amortization Table: Guide and Examples

    What an amortization table is, how to calculate it step by step and real examples installment by installment. Generate yours free with CobrApp.

    7 min

  2. How to Become a Money Lender: A Guide to Starting in 2026

    Learn step by step how to lend money: capital, interest rates, contracts and portfolio control. Start your lending business with CobrApp for free.

    8 min

  3. How to Keep Track of Your Loans in 2026

    Learn to keep track of your loans: what to record, methods for organizing your portfolio and habits that stop you losing money. Make it easy with CobrApp.

    5 min

  4. How to Calculate Daily Interest on a Loan: Formulas

    Learn to calculate daily interest on a loan with clear formulas and real examples. A guide for lenders and daily-collection operators. Automate the math with CobrApp.

    5 min

  5. Simple Loan Agreement: Free Template 2026

    Download a simple loan agreement template and learn the essential legal elements that protect your money when you lend.

    5 min

  6. 5 Keys to Improving Your Cash Flow

    Practical financial strategies to shorten collection days and keep your lending business liquid.

    1 min

See every article on the blog

End of day

$ 3,470.00 Balanced

What a route of 37 visits with 4 collectors brings in on one day, with the portfolio balanced at close.

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CobrApp does not grant credit or lend money. It is a technology platform for collections management and portfolio control of loans issued by third parties.