Real-Time Collections Metrics: A Dashboard for Your Business
Turn data into decisions: know your takings, your arrears and your collectors' performance with live analytics.
What to analyze in your portfolio with live data
Turn data into decisions: know your takings, your arrears and your collectors’ performance with live analytics. These are the five capabilities that real-time collections analysis covers:
- A live analytics dashboard, to monitor the opening balance, outstanding capital, accrued interest and overdue payments.
- Interactive charts for decisions, with visualizations that help you refinance existing loans or approve new ones.
- Smart automated reminders, a proactive notification system that prevents arrears before they happen.
- Professional exports and reports in PDF and Excel for accounting analysis and strategic decisions.
- Predictive portfolio analysis, using historical data to anticipate future behavior and optimize your lending strategy.
1.A live analytics dashboard
Monitor the opening balance, outstanding capital, accrued interest and overdue payments in real time.
Real-time information is power in the lending business. Your dashboard shows you:
- Opening balance: total capital at the start of the period
- Outstanding capital: the principal customers still owe
- Accrued interest: the earnings generated by interest
- Overdue payments: immediate identification of arrears
- Daily cash flow: the day’s money in and out
That 360° view lets you decide with information and act before any problem grows.
2.Interactive charts for decisions
Use smart visualizations that help you refinance existing loans or approve new credit.
Charts turn complex numbers into actionable insight. Analyze:
- Payment trends: behavior patterns by customer
- Portfolio distribution: risk concentration by segment
- Evolution over time: growth and health of the portfolio
- Arrears analysis: identifying risk factors
- Profitability by product: which loan types perform best
Those insights let you optimize your lending strategy and maximize returns.
3.Smart automated reminders
A proactive notification system that prevents arrears before they happen.
Prevention is more effective and cheaper than reactive collection. Set up:
- Advance reminders: automatic notifications days before the due date
- Due-date alerts: notifications on the payment day
- Post-due follow-up: automatic escalation of reminders
- Personalization by customer: frequency and channel matched to preferences
- WhatsApp integration: bulk reminders through the preferred channel
Automatic reminders can cut arrears by up to 40% and noticeably improve cash flow.
4.Professional exports and reports
Generate detailed reports in PDF and Excel for accounting analysis and strategic decisions.
Professional documentation builds trust and makes growth easier. Features include:
- PDF reports: professional documents ready to present
- CSV/Excel export: data for advanced analysis
- Periodic reports: automatic monthly or quarterly
- Profitability analysis: return per customer and per product
- Compliance and audit: complete documentation for regulators
These reports are essential for presenting to investors, raising financing or meeting regulatory requirements.
5.Predictive portfolio analysis
Use historical data to anticipate future behavior and optimize your lending strategy.
Predictive analysis turns your experience into a competitive advantage. Get insight into:
- Probability of payment: an automatic risk score per customer
- The best moment to lend: seasonality analysis
- The optimal amount per customer: maximize approval while minimizing risk
- Customers to refinance: identify growth opportunities
- Early risk alerts: spot problems before they escalate
That intelligence lets you grow sustainably, improving your recovery rates continuously.